For those who are going to buy Porsche from now on,How much does Porsche's car insurance cost?I think it's very worrisome.
I've mentioned insurance a little in the past articles several times, but I haven't written it in great detail, so I'll try to sort it out a little this time.
FirstI have all the insurance covered by the dealer.
So, to be honest, the price is not cheap. I know that there is cheaper insurance, but in my case, I have multiple kitchens and I often buy new ones.Leave the trouble of procedures and optimization of insurance when replacing vehicles to the person in charge of the dealer.I do that because it's easier to do. (It's expensive, but it feels like you're buying time and effort)
By the way, in the case of internet-based cheap insurance, there are many cases where vehicle insurance for vehicles over 10 million yen such as Porsche is not handled (with some exceptions).When you want to get vehicle insurance, you are often narrowed down to the insurance handled by insurance agents such as dealers.
There are currently 6 cars in my house,All are taken care of by Tokio Marine & Nichido via the dealer.
992 Carrera Cabriolet, 991.1 Carrera 4 GTS, 981 Boxster GTS, 964 Carrera 2, 9Y0 Cayenne E Hybrid, ZC33S Swift Sport, I have listed the insurance premiums for each, so please refer to it.
In addition, although there are some minor differences in conditions depending on the insurance, the coverage is almost the same.
vehicles | grade | Rate class (vehicle / interpersonal / objective / injury) | Vehicle insurance | Annual insurance premium | Notices |
992 Carrera Cabriolet | 10 | 14.8.・ 8 ・ 7 | 19 million yen | 248,430 yen | |
991.1 Carrera 4 GTS | 9 | 5 ・ 5 ・ 1 ・ 4 | 13.5 million yen | 89,420 yen | |
981 Boxster GTS | 9 | 12/7/1/7 | 5.05 million yen | 119,250 yen | |
964 Carrera 2 | 8 | 10 ・ 1 ・ 5 ・ 7 | 5.1 million yen | 96,060 yen | Car-to-car A |
9Y0 Cayenne E hybrid | 11 | 8/6/5/4 | 13 million yen | 173,260 yen | |
ZC33S Swift Sport | 8 | 8/7/4/7 | 2.1 million yen | 73,730 yen | Car-to-car A |
The total annual premium is800,150 yenThis would be the case.
By the way, the insurance premium when owning a 991.2 GT3 is 11th grade, 26 million yen vehicle insurance291,940 yenThe first time the company was in
To be honest, it's expensive. However, if you have vehicle insurance and maintain Porsche, you should be prepared for this cost.
A vehicle of around 20 million yen will cost around 250,000 to 350,000 yen / year, depending on the grade and rate. I think that 100,000 to 200,000 yen / year is a guideline for a vehicle of about 10 million yen.
As I said at the beginning, it is possible to make it cheaper.
Therefore, please consider this insurance premium as a guide only. I hope it will be helpful for those who are going to purchase Porsche in the future.