How My Porsche-Loving Husband Aims to Earn Money | What Does “True Financial Independence” Really Mean?

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The Personality of My Porsche-Loving Husband

The other day, after having a long chat with my husband, I wrote an article titled “The Work Philosophy of a Porsche Owner | What I Did When I Bought a Porsche but Had No Time to Drive It,” which received a great response.

Actually, during that conversation, my husband shared his thoughts on how he plans to earn money in the future, and since it was quite interesting, I want to write about it today.

Porsche 911 Carrera 4 GTS

My husband has always been the type to think with the mindset of “diversifying risks” and “preparing for the worst-case scenario so that even if something happens, we’ll be okay.”

That hasn’t changed since we first met.

On the other hand, I tend to be quite optimistic. So whenever something good happens, I get carried away, and my husband would always bring me back down to earth.

For example, once I excitedly said, “Company XX wants to become an agent for our service and sell it! Sales might go up!
He replied,

We don’t even know if that company will actually sell it. If we were selling ourselves, that would be different, but relying on another company to sell and basing sales forecasts on that is too hopeful.
It’s better to assume they won’t sell anything at all and consider any sales from them as a lucky bonus.

In reality, sales didn’t increase much because of that.

Also, when I happily said, “We landed a big project! Things are going to get busy!” my husband said,

It’s great to get a big project, but we should be cautious about hiring new people.
Because there’s no guarantee we’ll get that project again next year.
I’m grateful for big lump-sum sales, and on paper, it’s sales, but mentally, I try not to count it as sales.
I focus on steady, fixed monthly income, even if it’s small, and work on increasing that little by little.

At the time, I grumbled, “I’m telling you good news, and instead of celebrating with me, you’re raining on my parade… (-_-)” but looking back, my husband was always thinking about creating a state where we’d be okay even in the worst-case scenario.

How My Porsche-Loving Husband Plans to Earn in the Future

The introduction got a bit long, but recently my husband shared his thoughts on how he wants to earn money going forward.

Right now, I’ve built a system where the team can handle work without me. I also started studying asset management a few years ago, investing in various ways and growing my assets.
But this current state isn’t what I’d call “complete financial independence.”
My main income still comes from my company’s salary, so if something happens to the company, I can’t maintain this state.
That’s why, as Atsuhiko Nakata said on YouTube, I want to create a “money machine”—a system where money comes in even if I do nothing.
I want to have many of these money machines, even if they’re small, so that if one fails, the others will keep me safe without any pain or worry.
Only when I can earn money without relying on my company’s salary and without having to work actively, reaching a state where I don’t have to worry about money, will I feel truly financially independent.

I see…

In Japan, there’s the saying “Those who don’t work shouldn’t eat,” and there’s a tendency to view earning income without hard work as something bad.

Also, earning income as a reward for labor is a wonderful way of working and living, where you can delight customers, achieve goals with your team, and feel fulfillment and accomplishment. I like that.

But on the other hand, I also think it’s good to build money machines and earn income without doing anything.

Everyone thinks differently, and there are many ways to earn money in this world, so there’s no need to stick to just one way, I thought while listening to my husband.

Porsche 911 Carrera 4 GTS

My husband has never been very materialistic, and when he spends a large sum, it’s usually on cars or car parts.

So I asked him, “If you don’t really want that much money, why do you want to earn more and think about further financial independence?
He said:

Well… actually, no matter how much I earn, it still feels like it’s not enough (laughs).
I used to set goals like “I want to earn XX million yen a year,” and thought that would be enough. But when I actually reached that income, it wasn’t nearly enough.
Supporting my family, kids’ education, future asset building, insurance… and then buying and maintaining the Porsche I want—it all adds up, and I realized I don’t have enough money.
That’s why I started thinking I need to earn more.

He continued,

And recently, I’ve realized that as long as I’m focused on increasing my annual income, I’m not truly free from money.
Among the people I’ve met through Porsche, there are many who have transcended that and are free from money.
Hearing their stories has had a big impact on me.
Being able to buy what I want without hesitation, even if cash goes down temporarily, knowing it will grow again… I’m genuinely curious what that kind of freedom from money feels like.
Now that I know such a world exists, I want to experience it myself.

Touring in a Porsche

My husband is someone who loves freedom above all else.

He seems to live aiming for freedom and no constraints in many ways—freedom of time, freedom of decision-making, freedom in relationships, and financial freedom.

Doing what he wants when he wants, creating a situation where no one complains even if he pursues what he loves.

They say freedom comes with great responsibility, but he calmly fulfills those responsibilities as if fulfilling responsibility is just a step toward gaining freedom, and keeps moving forward to the next stage.

He enjoys challenges like playing a Dragon Quest game, always working to make his already comfortable situation even better and perfect for himself.

Watching him, I think he’s quite a unique person (laughs).

Looking back, the reason I decided, “I want to marry this person,” was because we both felt that even after marriage, we wouldn’t have to change our way of life and could remain free.

Maybe we’re a couple who are surprisingly alike.

And if my husband pursues freedom, I can be free without hesitation too, so I hope we can continue to grow together while cherishing this somewhat unusual couple’s pursuit of freedom.

Mina

ポルシェブログ「ポルシェがわが家にやってきた」管理人、3児の母。数年前までは、車に全く興味が無かったが、夫がポルシェを買ってきたことをきっかけにポルシェの素晴らしさを知り、ついには自分でMT車を購入するなどし、現在に至る。 ブログでは、クルマオタクの夫と、夫に洗脳されていく妻の日常を書いています。

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